Virgin Money Travel Credit Card (27.9%)
Transfer a balance within 60 days of opening the account and get a low rate of 0%, though this will increase to 27.9% P.A. variable with a 5% fee if a balance transfer is not made.
Balance Transfers
0% for 12 months with a 2% fee
Purchases
0% for 12 months
Representative APR Variable
27.9% APR
Virgin Money Travel Credit Card (27.9%)
If you are looking for a credit card, you may want to consider the Virgin Money Travel Credit Card. Though there are a range of credit cards out there, a lot of people find that the Virgin Money Travel Credit Card offers everything they need. It’s not a credit card for bad credit, which means that good credit is required. There are a lot of benefits that come with the Virgin Money Travel Credit Card, such as holiday discount and low fees when making purchases abroad.
Who Can Apply For A Virgin Money Travel Credit Card (27.9%)?
There are a lot of credit cards to choose from, which is why it’s important to credit card compare your options. Once you have done, you may well find that the Virgin Money Travel Credit Card ticks every box. However, you need to meet certain requirements in order to apply. This includes being over the age of 18, being a UK resident and having a minimum income of £7,000. As the Virgin Money Travel Credit Card is not a credit card for bad credit, you also need to have a good credit score. If you do not have a good credit score, you will not be approved.
What Does The Virgin Money Travel Credit Card (27.9%) Offer?
- With the Virgin Money Travel Credit Card, you will receive an APR of 27.9%. This is neither very high, nor very low, when compared to other similar credit cards. A lot of credit cards boast APRs of around 27.9%, so it’s possible to say that the Virgin Money Travel Credit Card has a somewhat average APR.
- The Virgin Money Travel Credit Card has a balance transfer rate of 0% for 12 months with a 2% fee and this makes it a good choice if you are looking for a balance transfer credit card. There are other credit cards offering low rates of balance transfers, but few offer a rate as low as 0%. As long as you transfer the balance within 60 days of opening the account, you will receive this rate. If you do not, the balance transfer rate increases to 27.9% P.A. variable with a 5% fee.
- The Virgin Money Travel Credit Card has a very low purchase rate of 0% for 12 months when you first open the account and this is a lot lower than many other similar cards.
- With the Virgin Money Travel Credit Card you will receive a discount of 5% on Virgin Holidays, though terms and conditions apply.
- With the Virgin Money Travel Credit Card, you will not be charged any fees for overseas purchases. It’s a benefit everyone with a Virgin Money Travel Credit Card gets when they travel abroad.
- Virgin Money Travel Credit Cards are accepted at all worldwide Mastercard locations, which is a huge benefit for anyone who travels often and worries about being charged.
