Balance Transfer 0% for 9 months with a 4% fee

Virgin Money Travel Credit Card (23.9%)

There are a lot of credit card options out there, including balance transfer credit cards and credit cards for bad credit. This means that you won’t be short of choice, even if you are looking for something specific. A lot of people choose to use a Virgin Money Travel Credit Card (23.9%), as it offers a lot of travel benefits. For example, you will receive 5% off Virgin Holidays and benefit from avoiding all fees when you use it abroad.

Who Can Apply For A Virgin Money Travel Credit Card (23.9%)?

There are a lot of people who are eligible for a Virgin Money Balance Transfer Credit Card, so there is a good chance that you will be too. In order to be approved for a Virgin Money Balance Transfer Credit Card, you need to be over the age of 18 and a UK resident. You will also need to have a good credit score and a minimum income of £7,000, otherwise you will not be approved. There are credit cards for bad credit out there, but the Virgin Money Balance Transfer Credit Card is not one of them.

What Does The Virgin Money Travel Credit Card (23.9%) Offer?

• With the Virgin Money Travel Credit Card, you will receive an APR of 23.9%. This is hugely beneficial and is a lot lower than many other credit cards. Though this is not the lowest APR out there, it’s certainly not the highest by any means. An APR of 23.9% is to be expected for a credit card of this type.

• With the Virgin Money Travel Credit Card you will get a balance transfer rate of 0% for 12 months with a 2% fee, making it a good choice if you are looking for a balance transfer credit card. Not all other credit cards are able to offer low rates on balance transfer and it’s something the Virgin Money Travel Credit Card offers. As long as the balance is transferred within the first 60 days of opening the account, the Virgin Money Travel Credit Card will have a balance transfer rate of 0% for 12 months. Failing to transfer a balance within that time will mean the fee increases to 23.9% P.A. variable with a 5% fee.

• The Virgin Money Travel Credit Card has a very low purchase rate of 0% for 12 months when you first open the account. This is a lot lower than many other credit cards, some of which don’t offer any introductory offers.

• You will receive a discount of 5% on Virgin Holidays if you have a Virgin Money Travel Credit Card. Of course, terms and conditions apply.

• With the Virgin Money Travel Credit Card, you will not be charged any fees for overseas purchases. Though this is not completely unique, there are very few credit cards that offer no fees on overseas purchases.

• Virgin Money Travel Credit Cards are accepted at all Mastercard locations worldwide, so there’s no worry about not being able to use the credit card abroad.