Balance Transfer 0% for 9 months with a 4% fee

Virgin Money Balance Transfer Credit Card (29 Mths) (23.9%)

There are a lot of different types of credit card available, including credit cards for bad credit and balance transfer credit cards. This means that there’s always the ideal credit card for everyone, regardless of what you are looking for. Of course, there are some credit cards that are more popular than others and this includes the Virgin Money Balance Transfer Credit Card. The Virgin Money Balance Transfer Credit Card offers a tonne of benefits such as discounts, exclusive offer and low introductory rates.

Who Can Apply For A Virgin Money Balance Transfer Credit Card (29 Mths) (23.9%)?

The Virgin Money Balance Transfer Credit Card is available to a lot of people, so there’s a good chance that you will be able to apply. However, there are certain requirements that must be met. For example, in order to be approved for the Virgin Money Balance Transfer Credit Card you need to be over the age of 18. You also need to be a UK resident, have a good credit score and have a minimum income of £7,000. If you do not meet these requirements, you will not be approved for a Virgin Money Balance Transfer Credit Card.

What Does The Virgin Money Balance Transfer Credit Card (29 Mths) (23.9%) Offer?

• With the Virgin Money Balance Transfer Credit Card, you will benefit from an APR of 23.9%. Though this is not the lowest APR out there, it’s certainly not the highest. An APR of 23.9% is to be expected from a balance transfer credit card.

• The Virgin Money Balance Transfer Credit Card offers a balance transfer rate of 0% for 29 months with a 3% fee. As long as you transfer a balance within the first 60 days of opening the account, this is the rate that you will have. However, if you do not transfer a balance within this time, the fee increases to 23.9% P.A. variable with a 5% fee.

• The Virgin Money Balance Transfer Credit Card has a low purchase rate of 0% for three months when you first open the account. This is a lot lower than many others, especially as some credit cards do not offer introductory rates in any way.

• Those with a Virgin Money Balance Transfer Credit Card will receive 20% off Virgin Experience Days, plus many more Virgin Group discounts. Remember, terms and conditions apply.

• With an Virgin Money Balance Transfer Credit Card you will get exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.

As you can see, there are a number of benefits that the Virgin Money Balance Transfer Credit Card has. As well as offering low introductory rates, the Virgin Money Balance Transfer Credit Card boasts exclusive offers and discounts to card holders. These are not benefits that all other credit cards will have.