Balance Transfer 0% for 9 months with a 4% fee

Virgin Money Balance Transfer Credit Card (27 Mths) (25.9%)

There are a tonne of credit card options out there, but people choose the Virgin Money Balance Transfer Credit Card time and time again. This is because as well as receiving rates that are in line with many other credit cards, the Virgin Money Balance Transfer Credit Card also offers discounts and exclusive access to cardholders. If you have a bad credit score, you will need to choose a credit card for bad credit. However, if you want to transfer a balance, then the Virgin Money Balance Transfer Credit Card is worth considering.

Who Can Apply For A Virgin Money Balance Transfer Credit Card (27 Mths) (25.9%)?

There’s no shortage of credit cards out there and they are available to a lot of people, but you do still need to meet the requirements in order to be approved. This isn’t just how it works for the Virgin Money Balance Transfer Credit Card, but all credit cards. To be approved for the Virgin Money Balance Transfer Credit Card, you need to be at least 18 years of age and a UK resident. You also need to have a minimum income of £7,000 and a good credit score. If you meet these requirements, you can apply for the Virgin Money Balance Transfer Credit Card and reap the rewards.

What Does The Virgin Money Balance Transfer Credit Card (27 Mths) (25.9%) Offer?

• With the Virgin Money Balance Transfer Credit Card, you will get an APR of 25.9%. An APR of 25.9% is neither extremely high, nor is it extremely low, and it’s similar to the APR that a lot of other credit cards offer.

• The Virgin Money Balance Transfer Credit Card offers a balance transfer rate of 0% for 27 months with a 1.45% fee. This is a rate that you’ll get as long as you transfer a balance within the first 60 days of opening the account. If you do not transfer a balance within the 60 days, the fee increases to 25.9% P.A. variable with a 5% fee.

• You will receive a low rate of 0% for three months when you first open a Virgin Money Balance Transfer Credit Card account, which is a lot lower than many others. Though a lot of credit cards offer low introductory rates, this isn’t always the case.

• Those with a Virgin Money Balance Transfer Credit Card will receive 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms and conditions apply.

• With an Virgin Money Balance Transfer Credit Card you will get exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.

With the Virgin Money Balance Transfer Credit Card, you will get a number of benefits that other credit cards do not offer. Very few other credit cards are able to offer discounts and exclusive access to Virgin Experience Days and Virgin Money’s high street customer lounges.