Balance Transfer 0% for 9 months with a 4% fee

Virgin Money Balance Transfer Credit Card (27 Mths) (23.9%)

If you know anything about credit cards, you will know that there are a lot to choose from. It is not simply a case of finding a credit card and signing up right away, it’s a case of taking the time to consider the vast range of options. There are credit cards for bad credit, which are ideal for those who don’t have the best credit score, and balance transfer credit cards. The credit card that you choose will depend on the type of services that you are looking for. For example, if you want to transfer a balance then you should choose a balance transfer credit card. Similarly, if you have a bad credit rating then you should choose a credit card for bad credit.

Who Can Apply For A Virgin Money Balance Transfer Credit Card (27 Mths) (23.9%)?

Though credit cards are available for a lot of people, you do need to meet certain requirements in order to be approved. This is the case with all credit cards, including the Virgin Money Balance Transfer Credit Card. To be approved for the Virgin Money Balance Transfer Credit Card, you need to be at least 18 years of age and a UK resident. You also need to have a minimum income of £7,000 and a good credit score, otherwise you will be turned down. If you meet these requirements, you can apply for the Virgin Money Balance Transfer Credit Card.

What Does The Virgin Money Balance Transfer Credit Card (27 Mths) (23.9%) Offer?

• With the Virgin Money Balance Transfer Credit Card, you will get an APR of 23.9%. This is a fairly average APR and it’s in line with a number of other credit cards. An APR of 23.9% is neither extremely high, nor is it extremely low.

• The Virgin Money Balance Transfer Credit Card offers a balance transfer rate of 0% for 27 months with a 1.45% fee, as long as you transfer a balance within the first 60 days of opening the account. If you do not, the fee increases to 23.9% P.A. variable with a 5% fee.

• You will receive a low rate of 0% for three months when you first open a Virgin Money Balance Transfer Credit Card account. Though a lot of credit cards offer low introductory rates, not all credit cards do.

• Those with a Virgin Money Balance Transfer Credit Card will receive 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms and conditions apply.

• With an Virgin Money Balance Transfer Credit Card you will get exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.

The Virgin Money Balance Transfer Credit Card is a popular choice as it offers a lot to users. As well as receiving rates that are in line with many other credit cards, the Virgin Money Balance Transfer Credit Card also offers discounts and exclusive access. These are not benefits that many other credit cards are able to offer.