Balance Transfer 0% for 9 months with a 4% fee

Virgin Money Balance Transfer Credit Card (24 Mths) (27.9%)

Though there are a lot of credit cards out there, many people choose the Virgin Money Balance Transfer Credit Card (24 Mths) (27.9%) credit card. This is because it has a lot to offer, such as exclusive access to Virgin Money lounges and discounts on Virgin Experience Days. These are not advantages that come with all credit cards and they are somewhat unique to the Virgin Money Balance Transfer Credit Card. Before going ahead and choosing a credit card, take the time to compare a range of options. After a round of credit card compare, you may find that the Virgin Money Balance Transfer Credit Card ticks a number of boxes.

Who Can Apply For A Virgin Money Balance Transfer Credit Card (24 Mths) (27.9%)?

Though the Virgin Money Balance Transfer Credit Card is available to a lot of people, it’s not available to everyone. As the Virgin Money Balance Transfer Credit Card isn’t a credit card for bad credit, those without a good credit score will not be approved. As well as having a good credit score, you need to be over the age of 18 and a UK resident to take out a Virgin Money Balance Transfer Credit Card. If you do not meet these requirements, you will not be approved. Income, financial history and experience of using credit cards may all be taken into account.

What Does The Virgin Money Balance Transfer Credit Card (24 Mths) (27.9%) Offer?

• The Virgin Money Balance Transfer Credit Card has an APR of 27.9%. This is certainly not one of the lower APRs out there, but it’s not the highest either. There are credit card companies offering much lower APRs, but that doesn’t mean the Virgin Money Balance Transfer Credit Card should be ruled out completely.

• The Virgin Money Balance Transfer Credit Card offers a rate of 0% for three months on purchases. Though this is beneficial, there are other credit card companies offering low rates for longer durations.

• If you choose the Virgin Money Balance Transfer Credit Card, you will benefit in a number of ways. Those with a Virgin Money Balance Transfer Credit Card will get 20% off Virgin Experience Days, plus many more Virgin Group discounts.

• You will also receive exclusive access to Virgin Money’s high street customer lounges when you sign up for a Virgin Money Balance Transfer Credit Card. These are in a variety of locations including Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.

• The Virgin Money Balance Transfer Credit Card offers a low rate of 0% on balance transfers for 24 months with a 3% fee. To get this offer, you must transfer a balance within 60 days of opening an account. If you do not transfer a balance within the 60 days, the rate will be 27.9% P.A. variable with a 5% fee.