Balance Transfer 0% for 9 months with a 4% fee

Virgin Money All Round Credit Card (23m) (23.9%)

With a number of impressive credit cards to choose from, it’s not always easy to know which credit card is best. There are credit cards for bad credit and balance transfer credit cards, as well as those for good credit and those with unique offers. This is why it’s important to compare a range of credit cards, before then deciding which one ticks the most boxes. For many, the ideal credit card is the Virgin Money All Round Credit Card.

Who Can Apply For A Virgin Money All Round Credit Card (23m) (23.9%)?

As is the case with all credit cards, you must meet certain requirements in order to be approved. This includes being over the age of 18, being a UK resident and having a minimum income of £7,000. If you do not meet these requirements, you run the risk of being turned down. There are credit cards for bad credit out there, which is ideal if you don’t have the best credit score. However, the Virgin Money All Round Credit Card is not a credit card for bad credit and therefore a good credit score is vital. Income, financial history and credit card experience are all taken into account when deciding who gets approved for a Virgin Money All Round Credit Card.

What Does The Virgin Money All Round Credit Card (23m) (23.9%) Offer?

• With the Virgin Money All Round Credit Card, you will receive a number of benefits. This includes 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms and conditions apply.

• The Virgin Money All Round Credit Card has a low rate for balance transfers, 0% for 23 months with a 2.9% fee. To take advantage of this deal, you must transfer a balance within 60 days of opening the account. If you do not transfer the balance within the 60 days, the rate increases to 23.9% P.A. variable with a 5% fee.

• Those with a Virgin Money All Round Credit Card will get exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield. This isn’t something you will benefit from with other credit cards.

• The Virgin Money All Round Credit Card offers a rate of 0% for 20 months on all purchases. This is an introductory offer and is something that a select group of credit cards offer.

• With the Virgin Money All Round Credit Card, you will receive an APR of 23.9%. This is in line with a number of other credit cards, meaning that it’s somewhat average. It’s not an exceptionally high APR, nor is it extremely low.

As you can see, the Virgin Money All Round Credit Card has a lot to offer. Not only does it offer discounts on Virgin Experience Days and access to Virgin Money high street longues, it offers competitive rates and introductory offers.