Virgin Money All Round Credit Card (23m) (21.9%)
When you transfer a balance within 60 days of opening the account you will receive a low rate of 0%. If you do not, this increases to 21.9% P.A. variable with a fee of 5%. For example, the standard interest rate on purchases is 21.9% P.A. variable. This means if you borrow £1,200, the Representative APR will be 21.9% APR variable. You will also get 20% off Virgin Experience Days, Virgin Group Discounts and exclusive access to Virgin Money’s high street lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield. Terms and conditions apply.
Balance Transfers
0% for 23 months with a 2.9% fee
Purchases
0% for 20 months
Representative APR Variable
21.9% APR
Balance Transfer 0% for 23 months with a 2.9% fee
Virgin Money All Round Credit Card (23m) (21.9%)
There are a lot of credit cards to choose from, many of which are ideal for those with good credit who are looking to transfer a balance. There is certainly no shortage of balance transfer credit cards to choose from and this means there is sure to be one that ticks every box. The Virgin Money All Round Credit Card is a popular choice because it has a lot to offer. As well as a fairly average APR and introductory rates, the Virgin Money All Round Credit Card offers discounts on Virgin Experience Days and exclusive access to Virgin Money high street customer lounges. These are not benefits that are available with credit cards from other providers. It’s important to remember that the Virgin Money All Round Credit Card is not a credit card for bad credit, which means having good credit is vital.
Who Can Apply For A Virgin Money All Round Credit Card (23m) (21.9%)
Being approved for the Virgin Money All Round Credit Card is dependent on a number of factors, you must meet certain requirements. This includes being over the age of 18, being a UK resident and having a good credit score. The Virgin Money All Round Credit Card is not available to anyone with a bad credit rating, but there are specific credit cards for bad credit available.
What Does The Virgin Money All Round Credit Card (23m) (21.9%)?
- With the Virgin Money All Round Credit Card, you will receive an APR of 21.9%. This is fairly average and it’s similar to the APR offered by a number of other major credit card companies. It’s not notably high, nor is it very low.
- The Virgin Money All Round Credit Card is a good option if you are looking for a balance transfer credit card. It offers a balance transfer rate of 0% for 23 months with a 2.9% fee, which is a lot lower than the standard balance transfer rates available with many other cards. However, this rate does increase if you do not take advantage of the offer.
- The Virgin Money All Round Credit Card offers a rate of 0% on purchases for 20 months. This is in line with a number of other major credit cards, which offer similar rates for similar durations.
- Those with a Virgin Money All Round Credit Card will receive 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms and conditions apply.
- With the Virgin Money All Round Credit Card you can gain exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
Before going ahead and choosing the ideal credit card for you, carry out some research. credit card compare and contrast the key credit cards, before deciding which offers you the most. For many, the Virgin Money All Round Credit Card comes out top.
