Balance Transfer 0% for 9 months with a 4% fee

Virgin Money All Round Credit Card (20m) (27.9%)

There’s certainly no shortage of credit cards to choose from, especially if you have good credit. The Virgin Money All Round Credit Card has a lot to offer users, which it’s a popular choice. As well as offering good rates on balance transfers and purchases, the Virgin Money All Round Credit Card also offers exclusive Virgin Money customer lounge access and discounts on Virgin Experience Days. These are not benefits other credit cards are able to offer.

Who Can Apply For A Virgin Money All Round Credit Card (20m) (27.9%)?

There are a number of requirements that must be met in order to be approved for a Virgin Money All Round Credit Card. This includes being over the age of 18 and a UK resident. You must also have a good credit score, as the Virgin Money All Round Credit Card is not a credit card for bad credit. If you have bad credit, there are better credit card options out there specifically designed for those in a similar situation. You must have a minimum income of £7,000 to be approved for a Virgin Money All Round Credit Card, otherwise you are likely to be turned down. Income, experience of using credit and financial history are all taken into account.

What Does The Virgin Money All Round Credit Card (20m) (27.9%) Offer?

• The Virgin Money All Round Credit Card offers a balance transfer rate of 0% for 20 months with a fee of 2.9%. This makes it a good choice for those interested in having a balance transfer credit card. In order to take advantage of the deal, you must transfer a balance within 60 days of opening an account. Otherwise, the rate increases to 27.9% P.A. variable with a 5% fee.

• When you open an account and get a Virgin Money All Round Credit Card, you will receive a low rate of 0% on purchases for the first 17 months. The 17 month duration begins when the account is first opened, not from the time of the first purchase.

• The Virgin Money All Round Credit Card offers an APR of 27.9%, which is a fairly standard rate. It’s not one of the lowest APRs out there, but it’s also not one of the highest.

• With the Virgin Money All Round Credit Card, you will receive 20% off Virgin Experience Days, plus many more Virgin Group discounts. Terms and conditions apply.

• Those with a Virgin Money All Round Credit Card will gain exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.

It’s important to compare credit card options before going ahead, as credit cards offer a range of rates and finding the best rates for you is vital. A lot of people find that the Virgin Money All Round Credit Card works well for them.