Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)
When you transfer a balance within 60 days of opening the account you will receive a low rate of 0%. If you do not, this increases to 21.9% P.A. variable with a fee of 5%. For example, the standard interest rate on purchases is 21.9% P.A. variable. This means if you borrow £1,200, the Representative APR will be 21.9% APR variable. You will also get 20% off Virgin Experience Days, Virgin Group Discounts and exclusive access to Virgin Money’s high street lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield. Terms and conditions apply.
Balance Transfers
0% for 27 months with a 1.45% fee
Purchases
0% for 3 months
Representative APR Variable
21.9% APR
Balance Transfer 0% for 27 months with a 1.45% fee
Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)
It’s important to credit card compare before choosing the right one for you, though many people opt for the Virgin Money Balance Transfer Credit Card. This is because the Virgin Money Balance Transfer Credit Card has a lot to offer including a fairly average APR, exclusive access, discounted experiences and introductory rates on balance transfers. As a balance transfer credit card, the Virgin Money Balance Transfer Credit Card is a popular choice for many people.
Who Can Apply For A Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%)?
In order to be approved for a Virgin Money Balance Transfer Credit Card, you need to meet a handful of requirements. This includes being over the age of 18, being a UK resident and having a minimum income of £7,000. If you have bad credit, you are unlikely to be approved for a Virgin Money Balance Transfer Credit Card. It’s often best to choose one of the specific credit cards for bad credit, as many offer instant and guaranteed approval. Before being approved for the Virgin Money Balance Transfer Credit Card, your credit history and experience of using credit cards will be taken into consideration.
What Does The Virgin Money Balance Transfer Credit Card (27 Mths) (21.9%) Offer?
- The Virgin Money Balance Transfer Credit Card has an APR of 21.9%, which is an average rate when compared to other similar credit cards. It’s not an exceptionally high APR, nor is it exceptionally low. It’s an APR to be expected with a balance transfer credit card. With credit cards for bad credit, the APR is usually higher.
- There is a low balance transfer rate of 0% for 27 months with a 1.45% fee with the Virgin Money Balance Transfer Credit Card. To take advantage of this deal, you need to transfer the balance within 60 days of opening the account. If you do not, the rate rises to 21.9% P.A. variable with a 5% fee.
- The Virgin Money Balance Transfer Credit Card offers a low rate of 0% on purchases for three months. This is an introductory offer and a lot lower than the standard rate for purchases.
- With the Virgin Money Balance Transfer Credit Card, you will get 20% off Virgin Experience Days and many more Virgin Group discounts. Terms and conditions apply.
- Those with a Virgin Money Balance Transfer Credit Card also get exclusive access to Virgin Money’s high street customer lounges in Cardiff, Edinburgh, Glasgow, London Haymarket, Manchester, Norwich and Sheffield.
The Virgin Money Balance Transfer Credit Card is a popular credit card option for those with good credit scores, especially considering it boasts a lot of discounts and exclusive access opportunities for card holders. The Virgin Money Balance Transfer Credit Card has introductory rates on balance transfers and purchases, one of which lasts for a duration of 27 months, and an APR that’s similar to that of many other cards.
