Bad credit is one, not something to be ashamed by, and two, affects millions of people in the UK. It’s one of the main reasons why people are turned down for a loan or a credit card. But if you do have a bad credit score, it’s important to know you’re not alone, and that companies like us at Accepted Credit Card are here to help you.
Obtaining a credit card, is a two way street, because the provider will need to be able to trust you, and you will need to be able to trust them with your own money. When you apply for a credit card, a lender will want to know that you can pay them back and having a healthy credit history shows you’ve used credit responsibly in the past, so lenders will be more accepting of giving you a credit card or offering any other service with you. Credit history tells a lender that you’re likely to be a reliable customer. But what if you don’t have any history of using credit or your credit history is quite limited? This can make it harder for lenders to know how reliable you are.
Even if you’ve never had trouble managing your money before, not borrowing money or having a credit card, can potentially turn against you because lenders and providers like to know that you have experience so they can judge what kind of customer you are. Having bad credit makes it more likely you’ll be turned down when you apply for a credit card across numerous banks and providers. And every application you make leaves a mark on your credit report – even if the answer is no. Too many of these marks can look bad to a lender, which means it becomes harder to be accepted for credit in the future. This can lead to you having a low credit score, which can have the same effect on your ability to get credit as having bad credit. Therefore the opportunities based for people with a good credit score, may not be offered to you if you want a credit card for bad credit.
In order to apply for a credit card with bad credit, the first step is to see if you’re eligible. Here at Accepted Credit Card, we help all kinds of people everyday, with varying credit scores. Some are very good, and some are much lower, and due to this we are happy to say that we offer 100% acceptance to all of our customers. It takes a few minutes to fill out our short application form due to not looking at your credit score, and then we can get you set up for a credit card for bad credit in no time. This takes a lot of stress off of your shoulders, especially in these uncertain times, and means you wont have to worry about not being accepted. We’ll only ask you for some information to find out more about who you are and where you live.
After this process, then you’ll be free to explore all our credit cards for bad credit that we offer, and there are HUNDREDS! From Virgin, Santander, Revolut and many more that are all designed to fit each persons individual needs. One of our most popular cards for its array of benefits is the Tesco Credit Card. The tesco credit card offers its customers benefits inside and outside of tesco, with opportunities to gain points from inside and outside of the store. Tesco credit cards therefore not only supply you with financial security, but also the chance to gain extra services with them. To find out more, explore tesco credit cards and the range that we offer here at Accepted Credit Card.
The possibilities are endless here at Accepted Credit Card! Our short application form means in only a minute, you could be the owner of a new credit card for bad credit that doesn’t care about your credit score, and is from a provider who can offer you great banking benefits and savings where possible. Don’t hesitate to contact us if you have any questions, as here at Accepted credit Card, we want to get you the credit card you deserve!