M&S Bank Shopping Plus Mastercard
You will earn one point for every £1 spent at Marks and Spencer, as well as one point for every £5 spent elsewhere. With this card, 100 points is equal to a £1 reward voucher.
Balance Transfers
0% for 20 months reverting to 19.9%
Purchases
0% for 20 months reverting to 19.9%
Representative APR Variable
19.9% APR
M&S Bank Shopping Plus Mastercard
You don’t have to spend too long looking online before realising just how many credit card options are out there, regardless of what you are looking for. It doesn’t matter if you are looking for a credit card for bad credit or a balance transfer credit card, there is a lot of choice. For many people, it’s the M&S Bank Shopping Plus Mastercard that comes out top. This is because the M&S Bank Shopping Plus Mastercard has a lot to offer, including impressive introductory offer rates and points when you shop at Marks and Spencer. These are unique benefits and they cannot be found with other credit cards, which makes the M&S Bank Shopping Plus Mastercard somewhat unique.
Who Can Apply For A M&S Bank Shopping Plus Mastercard?
As is the case when you apply for any credit card, you must meet certain requirements in order to be approved for a M&S Bank Shopping Plus Mastercard. This includes being over the age of 18, being a UK resident and having a good credit score. Though there is not a minimum income requirement for the M&S Bank Shopping Plus Mastercard, your income and financial history will be taken into account. It’s also important to have a good credit score when you apply for a M&S Bank Shopping Plus Mastercard, as those with bad credit will not be approved. The M&S Bank Shopping Plus Mastercard is not a credit card for bad credit, but there are others out there.
What Does The M&S Bank Shopping Plus Mastercard Offer?
- With the M&S Bank Shopping Plus Mastercard, you will receive an APR of 19.9%. Though this is not the lowest APR available, it’s definitely one of the lowest. There are many credit cards with higher APRs, which gives the M&S Bank Shopping Plus Mastercard an advantage.
- The M&S Bank Shopping Plus Mastercard is a good option if you are in need of a balance transfer credit card, as it offers a rate of 0% for 20 months. After the initial 20 months, the rate reverts to 19.9%. The low rate of 0% is a lot lower than what some other credit card offers and the duration of 20 months is longer than what some other credit cards offer.
- The M&S Bank Shopping Plus Mastercard offers a purchase rate of 0% for 20 months, a rate that reverts to 19.9% after this initial period of time.
- With the M&S Bank Shopping Plus Mastercard, you will earn one point for every £1 you spend at Marks and Spencers. You will also earn one point for every £5 that you spend elsewhere. Points are converted into reward vouchers four times throughout the year.
As you can see, the M&S Bank Shopping Plus Mastercard has a lot to offer. As well as impressive rates and a low APR, the M&S Bank Shopping Plus Mastercard has opportunities to earn points.
