Bad credit affects millions of people in the UK. It’s one of the main reasons why people are turned down for a loan or a credit card. But if you do have a bad credit score, it’s important to know you’re not alone, and that providers like us at Accepted Credit Card are here to help you.
When you apply for a credit card, a lender will want to know that you can pay them back. Having a healthy credit history shows you’ve used credit responsibly in the past. So this tells a lender that you’re likely to be a reliable customer. But what if you don’t have any history of using credit or your credit history is quite limited? This can make it harder for lenders to know how reliable you are.
Even if you’ve never had trouble managing your money before, not borrowing money or having a credit card, can potentially turn against you. Having bad credit makes it more likely you’ll be turned down when you apply for a credit card across numerous banks and providers. And every application you make leaves a mark on your credit report – even if the answer is no. Too many of these marks can look bad to a lender, which means it becomes harder to be accepted for credit in the future. This can lead to you having a low credit score, which can have the same effect on your ability to get credit as having bad credit. Therefore the opportunities based for people with a good credit score, may not be offered to you if you want a credit card for bad credit.
To apply for a credit card with bad credit, the first step is to see if you’re eligible. Here at Accepted Credit Card, we help all kinds of people everyday, with varying credit scores. Some are very good, and some are much lower, and due to this we are happy to say that we offer 100% acceptance to all of our customers.
It takes a minute to fill out our short application form due to not looking at your credit score, and then we can get you set up for a credit card for bad credit in no time. This takes a lot of stress off of your shoulders, especially in these uncertain times, and means you wont have to worry about not being accepted. We’ll only ask you for some information to find out more about who you are and where you live.
The possibilities are endless here at Accepted Credit Card! Our short application form means in only a minute, you could be the owner of a new credit card for bad credit that doesn’t care about your credit score, and is from a provider who can offer you great banking benefits and savings where possible. Don’t hesitate to contact us if you have any questions, as here at Accepted credit Card, we want to get you the credit card you deserve!