There are a lot of credit cards out there, but the Vanquis credit card continues to be a popular choice for many customers. Though there are dozens of different credit cards available, the Vanquis credit card is the first choice for many. This is because it is available to those with bad credit scores and poor credit ratings. Whereas many credit cards are only available to customers with impressively high credit ratings and a financial history to be proud of, the Vanquis credit card is available to a much wider group of people. If you have bad credit, you can still apply and be approved for a Vanquis credit card. Therefore, there is much less chance of being turned down based on your credit score alone. So, why don’t you give it a go?
Why Are People Choosing The Vanquis Credit Card?
With so many credit card providers out there, it’s very important to choose a company that has a lot to offer. Though Vanquis is by no means one of the largest or most well known, it is certainly one that is continuing to grow in popularity. This is because Vanquis credit cards are easy to get and your application is not hindered by bad credit.
With the Vanquis credit card, you will receive an APR of 39.9%. This is a lot higher than many other credit cards, but it’s to be expected when you choose a credit card for bad credit. The Vanquis credit card does not accept balance transfers, but it is very flexible when it comes to purchases and credit limit increases. Personal circumstances are always taken into account, but many people are eligible for a credit limit increase after their fifth statement. This continues further, as the Vanquis credit card offers increases to many customers every five months. Before long, you could have a credit limit of up to £4,000.
You may initially be put off by the 39.9% APR as it’s relatively high compared to many other credit cards, but it’s an APR to be expected for a credit card that is available with bad credit. Luckily, a higher APR should not impact your use of the card too much.
Apply For The Vanquis Credit Card Online Today
A lot of people make the mistake of assuming that credit cards for bad credit should be avoided because of high rates and limited options. However, this is not always the case as the Vanquis credit card proves. Though the Vanquis credit card is a credit card for bad credit, it also has a lot to offer customers. To find out more about signing up for a credit card or for help and advice, get in touch with the Accepted Credit Card team. What we don’t know about credit cards isn’t worth knowing.