John Lewis Partnership Card

18.9% APR
John Lewis Partnership Card
John Lewis Partnership Card
John Lewis Partnership Card
18.9% APR

Earn 1 point for every £1 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £2 spent elsewhere. Earn double points on selected insurances taken out through John Lewis Financial Services. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5.

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Balance Transfers

18 months 0% interest

Purchases

0% for 9 months reverting to 18.9%

Representative APR Variable

18.9% APR

Balance Transfer 18 months 0% interest

John Lewis Partnership Card

There are a lot of things to consider when shopping for a brand new credit card, which is why comparing and contrasting the options is key. It doesn’t matter whether you are looking for a credit card for bad credit or a balance transfer credit card, you won’t find yourself short of options. As there are a number of credit cards to choose from, it’s not too difficult to find one that ticks every box. A lot of people opt for the John Lewis credit card, as it has a lot to offer. As well as offering points for spending in John Lewis stores, the John Lewis credit card offers low introductory rates and a low APR. These are not benefits that all credit cards are able to offer. 

Who Can Apply For A Credit Card John Lewis?

As is the case with all credit cards, you must meet certain requirements in order to be approved for a John Lewis credit card. To get your hands on the John Lewis credit card, you must be over the age of 18 and a UK resident. These are requirements that all credit cards have and they are not unique to credit cards at John Lewis. You must also have a minimum income of £6,750 and those that don’t will not be approved. There are a number of credit cards for bad credit out there, but the John Lewis credit card is not one of them. If you have bad credit and need a credit card, it’s best to focus on credit cards for bad credit as approval is likely.

What Does The Credit Card John Lewis Offer?

  • The John Lewis credit card has an APR of 18.9% and this is fairly low. Though there are other credit cards out there with low APRs, the John Lewis credit card is certainly one of the lowest.
  • With the John Lewis credit card, you will receive 0% interest on balance transfers for the first 18 months. This is helpful if you are looking to use the credit card as a balance transfer credit card.
  • The John Lewis credit card offers a rate of 0% on purchases for the first nine months. After this initial time period, the rate increases to the standard 18.9%. This is similar to what other credit cards offer new card holders.
  • When you shop using the John Lewis credit card, you will earn one point for every £1 spent at John Lewis, Waitrose and John Lewis Insurance online or in store. You will earn one point for every £2 spent elsewhere and you will earn double points on selected insurances taken out through John Lewis Financial Services.

There are a number of benefits to choose a credit card with John Lewis, such as the low APR and the ability to earn a significant number of points whilst shopping. These are not benefits that all other credit cards offer.

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