Balance Transfer 0% for 9 months with a 4% fee
Chrome Credit Card (24.7%)
There are a lot of options when it comes to finding a credit card, but not all of them are a viable option if you don’t have a good credit score. A lot of credit cards are only available to those with a good credit score, which means anyone with a bad credit rating should focus their attention on credit cards with poor credit. A credit card for bad credit, such as the Chrome Credit Card, will be available to everyone regardless of their credit score. Before you apply for credit cards with bad credit, carry out some research and compare options. There are a lot to choose from, but many people find that the Chrome Credit Card ticks a lot of boxes.
Who Can Apply For A Chrome Credit Card (24.7%)?
Regardless of which credit card for bad credit that you apply for, you will need to meet certain requirements before you are approved. In order to be approved for the Chrome Credit Card, you must be over the age of 18 and a UK resident. Income, financial history and experience with other credit cards may be taken into consideration. Unlike a lot of credit cards, you don’t need to have a good credit score to be approved for the Chrome Credit Card. As it’s one of the credit cards for bad credit in the UK, you can be approved with a less than perfect credit score.
What Does The Chrome Credit Card (24.7%) Offer?
- The Chrome Credit Card has an APR of 24.7%, which is neither extremely high nor extremely low. There are definitely other credit cards with APRs that are a lot higher, but also some that are a lot lower. The Chrome Credit Card can be considered average in regards to APR.
- The Chrome Credit Card is not available if you already hold a credit card provided by Vanquis Bank, nor is it available if you have applied for a credit card provided by Vanquis Bank within the last six months.
- There are no balance transfer options with a Chrome Credit Card, which means that it’s not a good option if you are looking for a credit card to transfer a large balance to or from. If you want to transfer a balance, there are better options.
- With the Chrome Credit Card, you will receive a rate of 24.7% P.A. variable on purchases. This is in line with a lot of other credit cards, though the Chrome Credit Card does not offer any introductory rates whereas many credit card providers do.
When compared to other credit cards the Chrome Credit Card has a similar purchase rate and a similar APR, though it does not offer any introductory deals. As a credit card for bad credit, the Chrome Credit Card focuses on approving those who don’t have a good credit rating rather than offering the lowest rates on the market.