British Airways Premium Plus Credit Card

76% APR
British Airways Premium Plus Credit Card
British Airways Premium Plus Credit Card
British Airways Premium Plus Credit Card
76% APR

There is an annual fee of £195. When you spend £3,000 within the first three months of having the card, you will get 25,000 Avios bonus points. Terms and conditions apply. Balance transfers are not guaranteed and are only available upon request, and at the discretion of Amex.

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Balance Transfers

NA

Purchases

22.9% p.a. variable

Representative APR Variable

76% APR

Balance Transfer 0% for 9 months with a 4% fee

When it comes to choosing a credit card, it’s important to credit card compare a number of options. Though all credit cards do offer a similar service, there are bound to be differences. For example, credit cards for bad credit are aimed at people who don’t have a good credit score. Similarly, balance transfer credit cards are aimed at people who want to transfer a large balance from one card to another. If you are interested in a premium credit card, consider the British Airways Premium Plus Credit Card. Though it has a high APR and limited balance transfer options, the British Airways Premium Plus Credit Card has a lot to offer in terms of bonuses and purchase rates. It doesn’t offer balance transfers as standard, which is why it’s not a great choice if you are specifically looking for a balance

Who Can Apply For A British Airways Premium Plus Credit Card?

As is the case when applying for any credit card, you need to meet certain requirements in order to be approved. For the British Airways Premium Plus Credit Card, this includes being over the age of 18 and a UK resident. As the British Airways Premium Plus Credit Card is not a credit card for bad credit, you won’t be approved if you have a poor credit rating and therefore you also need to have a good credit score.

What Does The British Airways Premium Plus Credit Card Offer?

  • The British Airways Premium Plus Credit Card has an APR of 76%, which is one of the highest APRs out there. This is something to take into consideration when choosing a credit card, as APR can impact how much having a credit card would cost you in total. However, there are other things to think about when it comes to credit card compare research.
  • With the British Airways Premium Plus Credit Card, you will receive a rate of 22.9% P.A. variable on purchases. This is a standard rate and is not vastly different to that of other credit cards.
  • You will get 25,000 bonus Avios when you spend £3,000 within the first three months of having a British Airways Premium Plus Credit Card. Terms and conditions apply.
  • If you are looking for a balance transfer credit card, the British Airways Premium Plus Credit Card may not be the best option. This is because balance transfers are only available on request and approval is not guaranteed. Balance transfers can only be done at the discretion of Amex.

Though the British Airways Premium Plus Credit Card does have a very high APR, it’s rate for purchases is fairly normal and is in line with other similar credit cards. The British Airways Premium Plus Credit Card does not offer guaranteed balance transfers, but it does offer bonuses when a certain amount of money is spent. This is something that not all credit cards do.

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