Balance Transfer 0% for 9 months with a 4% fee

British Airways Credit Card

There are a lot of options when it comes to choosing a credit card, which can make the entire selection process a daunting one. Though you don’t want to spend a long time going through every minor detail, you also don’t want to make a wrong decision and choose a credit card that doesn’t work for you. This is why it’s important to credit card compare and consider what each card has to offer. If you have bad credit, you should focus on credit cards for bad credit as there’s a high chance of you being approved. If you have good credit, you have a little more choice and could choose the British Airways Credit Card or something similar. The British Airways Credit Card has a lot to offer and that is why it’s often featured as being a top choice.

Who Can Apply For A British Airways Credit Card?

There are always requirements that need to be met in order to be approved for a credit card and the British Airways Credit Card is no different. To get a British Airways Credit Card, you need to be over the age of 18 and a UK resident. You also need to have a good credit score, something that will be checked when you apply. If you have a bad credit rating, you may want to stick to credit cards for bad credit as approval is more likely. Your financial history, income and credit card experience will all be taken into account before you are approved for a British Airways Credit Card.

What Does The British Airways Credit Card Offer?

• The British Airways Credit Card has an APR of 22.9%, which is an expected rate for a standard credit card. Though there are credit cards with lower APRs, 22.9% is not exceptionally high. There are also credit cards with higher APRs, but these are often credit cards for bad credit.

• If you are specifically looking for a balance transfer credit card, the British Airways Credit Card may not be the ideal choice. The British Airways Credit Card only offers balance transfers on a request basis and approval is not guaranteed. All balance transfers with a British Airways Credit Card can only be made at the discretion of Amex.

• The British Airways Credit Card offers a rate of 22.9% P.A. variable on purchases, which is an average rate. A lot of other major credit cards provide a similar rate for purchases, though some do offer introductory rates but the British Airways Credit Card does not.

• You will receive 5,000 bonus Avios when you spend £1,000 within the first three months of having a British Airways Credit Card. Terms and conditions apply.

There are a lot of reasons to choose the British Airways Credit Card, such as the standard APR and purchase rates. However, balance transfers are not guaranteed and therefore the British Airways Credit Card is not the best choice if you want a balance transfer credit card.